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Take-Home Pay Calculator
Estimate your net pay after income tax, pension contributions and other deductions.
Net pay after tax and deductions
Income tax: —
Pension: —
Other deductions: —
Total deductions: —
Net annual pay: —
Net monthly pay: —
Net weekly pay: —
Effective deduction rate: —
How to use the Take-Home Pay Calculator
- Enter your gross annual pay before any deductions.
- Set the income tax and pension percentages that apply to you.
- Add other annual deductions and read your net annual, monthly and weekly pay.
Features
- Net pay after income tax and pension
- Fixed annual deductions handled separately
- Net annual, monthly and weekly figures
- Runs locally, no uploads
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Frequently Asked Questions
Common questions about the free online take-home pay calculator.
Take-home pay is the money left after income tax, pension contributions and any other
deductions have been taken from your gross pay.
Enter your gross annual pay and the percentage rates for tax and pension, then add any other
deductions as an annual amount.
Fixed annual amounts such as union fees, insurance or childcare, which are subtracted after
the percentage based deductions.
It is every deduction added together and divided by gross pay, so it shows the share of your
pay that you do not keep.
Yes. The annual figure is split evenly across twelve months, while net weekly pay divides the
same figure by fifty-two weeks.
Yes. If deductions are larger than gross pay the figure turns negative, which shows that the
deductions are set too high.
Only if you enter those contributions in the pension rate box or add them as an annual fixed
deduction instead.
Every result is cleared, because there is nothing to deduct from and the percentage rates
cannot be applied to zero.
No. The whole calculation runs locally in your browser and your figures never leave your
device.
Last updated: October 10, 2026